The Payment Gateways Industry Is Changing Fast. Here’s How to Keep Pace

Are you looking for Indian payment gateways? Are you unsure which payment gateways are the best in India? When shopping or conducting business, you may want to incorporate secure payment gateway solutions. 

When there are so many possibilities, it can be difficult to choose the finest Indian payment gateway. So, here’s a curated and chosen India’s top 5 payment gateways.

However, as a result of the pandemic, online payment consumption has risen dramatically. With a population of over 1.4 billion people, there are a plethora of benefits to be gained by using online payment. 

And, post-pandemic, we’re seldom leaving the house, which is why I’ve made a list of the best Indian payment gateways for 2022 that can help you improve your store’s online payment experience. Also, if you run an internet store in India, I’ve created a list of resources that you can use:


Razorpay is India’s most popular payment gateway that was launched in 2014 and today has over 900,000 customers. You may accept payments using a variety of ways, including credit/debit cards,wallets, net banking and UPI thanks to the payment gateway. 

Razorpay is known for its quick activation and simple integration where it is popular among small, medium, and large businesses, freelancers, and even for the self-employed because it is simple to use and secure.


SBI, India’s largest bank, is headquartered in Mumbai. Customers can pay using credit cards, debit cards, and international cards through the bank’s online payment portal. 

As the most recognized public sector bank in India, the SBI payment gateway may be the best solution for your business with Indian customers. The extension accepts credit, debit, and other international cards, supports multi-store transactions and processes transaction data in the hosted page’s encrypted environment. 

This cashless transaction in India has not actively promoted or published the rates for their payment gateway.


Paytm is a name that has become synonymous with online transactions. Paytm features a powerful payment gateway for businesses to use in addition to their widely used consumer app. 

The Paytm Payment System is based on the same technology that runs some of India’s most well-known brands, as well as the Paytm App. All major payment methods, including domestic and international cards, net banking, UPI, Paytm Wallet, and Paytm PostPaid, are supported by the payment gateway.  The Paytm Payment Gateway is the only payment gateway in India that accepts UPI payments at a 0% transaction cost. 


In South Asia, including India, CCAvenue is one of the most prominent payment gateway providers. The payment gateway is simple to use, as well as quick and secure. It also enables the integration of websites and applications. The transaction page is mobile-friendly and offers a quick and easy checkout process. 

The company has developed FRISK for security purposes (Fraud and Risk Identification System & Knowledge). This ensures that payments are made safely and securely. The best part is that there are no withdrawal fees with this payment gateway.


Billdesk is one of India’s most well-known online payment brands. The company, which specializes in the management of recurring payments. Billdesk is a payment gateway that allows you to collect invoices or regular payments from your customers. Assure your clients’ online payment security by using Secure Sockets Layer (‘SSL’) technology to encrypt data exchanged via Billdesk.

Get it figured out!

To use any gateway for your business might be a tough choice to make, but I have curated among the best gateways in India for you to choose from in case of an online purchase experience. These gateways are going places, and it is necessary that you can trust them to leverage large means among the consumers.

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